Terms & Conditions
Effective Date: May 22, 2025
These Terms & Conditions (“Terms”) govern your use of all digital products, coaching programs, templates, courses, and services (“Products”) offered by Smith & Crawford Company (“Company,” “we,” “us,” or “our”). By purchasing, accessing, or using our Products, you (“Customer,” “you,” or “your”) agree to be legally bound by these Terms.
1. Websites & Platforms Covered
These Terms apply to any Product accessed through:
Our websites:
www.smithandcrawford.com
www.smithandcrawfordstore.com
Third-party platforms including but not limited to:
SamCart, Facebook, Instagram, Pinterest, Circle, Shopify, and any other official Smith & Crawford sales or content channel.
2. Eligibility
You must be 18 years or older and legally able to enter into a binding contract to use our Products.
3. Intellectual Property
All content—including templates, videos, PDFs, images, logos, and text—is the exclusive property of Smith & Crawford Company. You are granted a limited, non-transferable license for personal or internal business use.
You may not:
4. Use of Likeness & AI Restrictions
You may not use any part of our brand—including videos, voice, photographs, or likeness—for training or generating content through AI, machine learning, deepfakes, voice cloning, or image-generating tools.
Violating this policy may result in legal action for:
5. Limited Use License
Your purchase grants you access for personal use only. Unauthorized use, duplication, resale, or distribution of any content is prohibited and may result in revoked access without refund.
6. Coaching & Educational Disclaimer
All Products and coaching are intended for educational and informational purposes only. We do not offer legal, financial, tax, medical, or professional advice.
7. Testimonial Disclaimer
Customer testimonials reflect personal experiences and are not a guarantee of results. Individual outcomes will vary. Testimonials are not independently verified.
8. Income Disclaimer
Any income statements or client wins shared are illustrative only. These examples are not promises or guarantees. Your results depend on your own actions, skill level, and market conditions.
9. Assumption of Risk
By using our Products, you acknowledge and accept the inherent risks involved in business decisions. You agree that Smith & Crawford Company is not liable for your outcomes.
10. No Refund Policy
Due to the digital nature of our products, all sales are final. No refunds, exchanges, or credits will be offered.
We comply with all applicable Michigan and international consumer laws, and will honor legally required exceptions when applicable.
11. Limitation of Liability
To the fullest extent permitted by law, Smith & Crawford Company is not liable for any indirect, incidental, or consequential damages.
Our total liability, if any, is limited to the amount you paid for the specific Product.
12. Indemnification
You agree to indemnify and hold harmless Smith & Crawford Company from any claims, damages, or legal fees resulting from your misuse of our Products or violation of these Terms.
13. Termination of Access
We reserve the right to revoke access to any Product if you breach these Terms. You’ll be notified in writing and given five (5) business days to resolve the issue. No refunds will be issued in the event of termination.
14. Dispute Resolution & Arbitration
All disputes shall be resolved by confidential binding arbitration in Kent County, Michigan, in accordance with AAA Consumer Arbitration Rules.
You waive the right to:
15. Governing Law
These Terms are governed by the laws of the State of Michigan. Any legal claims must be brought in Grand Rapids, Michigan.
16. Modifications to Terms
We may update these Terms at any time. Continued use of our Products constitutes your acceptance of the revised Terms. We recommend reviewing these Terms regularly.
17. Privacy
Use of our Site and Products is also governed by our Privacy Policy.
18. Contact Us
If you have any questions about these Terms, please contact us:
📧 hello@smithandcrawford.com
🌐 www.smithandcrawford.com
These Terms & Conditions (“Terms”) govern your use of all digital products, coaching programs, templates, courses, and services (“Products”) offered by Smith & Crawford Company (“Company,” “we,” “us,” or “our”). By purchasing, accessing, or using our Products, you (“Customer,” “you,” or “your”) agree to be legally bound by these Terms.
1. Websites & Platforms Covered
These Terms apply to any Product accessed through:
Our websites:
www.smithandcrawford.com
www.smithandcrawfordstore.com
Third-party platforms including but not limited to:
SamCart, Facebook, Instagram, Pinterest, Circle, Shopify, and any other official Smith & Crawford sales or content channel.
2. Eligibility
You must be 18 years or older and legally able to enter into a binding contract to use our Products.
3. Intellectual Property
All content—including templates, videos, PDFs, images, logos, and text—is the exclusive property of Smith & Crawford Company. You are granted a limited, non-transferable license for personal or internal business use.
You may not:
- Share, resell, or redistribute our content
- Copy or reproduce content for commercial use
- Use our name, likeness, or content for any purpose involving AI or machine learning technologies (see below)
4. Use of Likeness & AI Restrictions
You may not use any part of our brand—including videos, voice, photographs, or likeness—for training or generating content through AI, machine learning, deepfakes, voice cloning, or image-generating tools.
Violating this policy may result in legal action for:
- Intellectual property infringement
- Violation of publicity rights
- Misrepresentation
5. Limited Use License
Your purchase grants you access for personal use only. Unauthorized use, duplication, resale, or distribution of any content is prohibited and may result in revoked access without refund.
6. Coaching & Educational Disclaimer
All Products and coaching are intended for educational and informational purposes only. We do not offer legal, financial, tax, medical, or professional advice.
7. Testimonial Disclaimer
Customer testimonials reflect personal experiences and are not a guarantee of results. Individual outcomes will vary. Testimonials are not independently verified.
8. Income Disclaimer
Any income statements or client wins shared are illustrative only. These examples are not promises or guarantees. Your results depend on your own actions, skill level, and market conditions.
9. Assumption of Risk
By using our Products, you acknowledge and accept the inherent risks involved in business decisions. You agree that Smith & Crawford Company is not liable for your outcomes.
10. No Refund Policy
Due to the digital nature of our products, all sales are final. No refunds, exchanges, or credits will be offered.
We comply with all applicable Michigan and international consumer laws, and will honor legally required exceptions when applicable.
11. Limitation of Liability
To the fullest extent permitted by law, Smith & Crawford Company is not liable for any indirect, incidental, or consequential damages.
Our total liability, if any, is limited to the amount you paid for the specific Product.
12. Indemnification
You agree to indemnify and hold harmless Smith & Crawford Company from any claims, damages, or legal fees resulting from your misuse of our Products or violation of these Terms.
13. Termination of Access
We reserve the right to revoke access to any Product if you breach these Terms. You’ll be notified in writing and given five (5) business days to resolve the issue. No refunds will be issued in the event of termination.
14. Dispute Resolution & Arbitration
All disputes shall be resolved by confidential binding arbitration in Kent County, Michigan, in accordance with AAA Consumer Arbitration Rules.
You waive the right to:
- A jury trial
- Participating in a class action lawsuit
15. Governing Law
These Terms are governed by the laws of the State of Michigan. Any legal claims must be brought in Grand Rapids, Michigan.
16. Modifications to Terms
We may update these Terms at any time. Continued use of our Products constitutes your acceptance of the revised Terms. We recommend reviewing these Terms regularly.
17. Privacy
Use of our Site and Products is also governed by our Privacy Policy.
18. Contact Us
If you have any questions about these Terms, please contact us:
📧 hello@smithandcrawford.com
🌐 www.smithandcrawford.com
